Return to Invoice (R.T.I.)

If you have ever been involved in an accident, and experienced a total loss to your vehicle, you probably already know that most insurance companies are very reluctant to offer you a sensible settlement figure for your car's value.

At H.G.Bryer, we like to offer 100% peace of mind with your car purchase, and thankfully GAP, along with your existing insurance, will cover 100% of the cost of your vehicle should anything happen.

R.T.I. is available to purchase on all new cars as well as used cars and is a very affordable option that most customers take.

R.T.I. offers the following real benefits: -

  • R.T.I. covers the difference between your insurance company's offer and your invoice price.
  • R.T.I. means 100% of your vehicle's purchase cost is covered.
  • R.T.I. offers peace of mind and the knowledge that your investment is completely safe, whatever happens.
  • R.T.I. is available on all new and used cars from H.G.Bryer.

 Here are some more details about R.T.I., taken from the Mazda UK website. 

How well protected are you against Total Loss of your vehicle?

Do you know how much you would be getting from your motor insurance policy if your vehicle was written off due to an accident, fire or theft?

Even with comprehensive cover, your motor insurance company may only pay out the market value of your vehicle at the time of the write-off.

For example, if your vehicle cost you £15,000, its market value may only be £9,000 after 2 years, and this is what you will receive from your motor insurance company (minus any applicable excess). This means you will have lost £6,000.

Mazda Return to Invoice can insure you against total loss of your vehicle.

Mazda Return to Invoice (RTI)

Mazda Return to Invoice will either pay your Finance Company the difference between your Motor Insurance settlement figure and the outstanding Early Settlement Balance due to your Finance Company, or pay you the difference between the Net Invoice Price of your Insured Vehicle at the Start Date and your Motor Insurance Company's settlement figure. Your claim will be settled based on whichever is the greater amount.

Before accepting your motor insurer's settlement, you must first contact the policy administrator.

So in the event of your vehicle being written off during the period of cover, the policy will pay out whichever of the two is greater, up to the maximum of £15,000

Full details of policy cover, exclusions and how to buy Mazda RTI Insurance are available from Mazda dealers.

The Insurer is Cardif Pinnacle, Pinnacle Insurance PLC, Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX. Company number: 1007798.